(239) 201-4289

Explore Plans, Access Detailed Information, and Receive Free Enrollment Support

The Ultimate Guide to using a Medicare Insurance Agent or Broker

Learn how a licensed Medicare insurance agent or broker can help you confidently find the right Medicare coverage enrollment.


How can we help?

Unbiased Advice
Get unbiased, expert guidance from our licensed Medicare brokers, who work with multiple insurance carriers to find you the best plan.
Save Time and Effort
Our Medicare insurance brokers simplify the process, saving you time and effort in finding the right plan for your needs.
Personalized Plan Selection
Our brokers provide personalized support in selecting a Medicare plan tailored to your unique healthcare needs and budget.

Are you looking to secure the best Medicare coverage for yourself or a loved one? This is our family and our promise is to treat you like family. For over 10 years we have been dedicated to helping our clients find the right health insurance plan to meet their unique needs and budget. Give us a call 239-201-4289 or schedule an appointment today to discuss your needs.

Features Image
Features Image

Working with a Medicare Insurance Agent or Insurance Broker to get Medicare Insurance

Are you looking to secure the best Medicare coverage for yourself or a loved one? Working with an insurance broker can help you find the perfect plan among the myriad of insurance products and Medicare plan options available. Navigating the world of Medicare insurance can be complex, but with the right guidance from a Medicare insurance agent or broker, you can make informed decisions tailored to your needs, including enrollment in the best health plan for you. This ultimate guide will walk you through the process of finding and working with the right agent or broker to help you make the most of your Medicare benefits.

How to Find the Right Medicare Plan with a Medicare Insurance Agent

When choosing a licensed Medicare insurance agent, consider their qualifications to ensure they are adequately prepared to guide you through Medicare plan options. Look for a licensed insurance agent with expertise in Medicare plans who can provide you with accurate information and guidance on how to work with an agent to secure the best coverage within the insurance products suited for Medicare beneficiaries. Working with a Medicare agent offers several benefits, including personalized support and assistance in navigating the complexities of Medicare plans, ensuring you can work with an agent to find the right health plan for you. To ensure you're getting the best advice, seek out an agent who specializes in Medicare plans, offering dedicated assistance to those new to Medicare.

Features Image
Features Image

Understanding the Role of an Insurance Agent or Broker

A Medicare broker plays a different role than an insurance agent, primarily by helping you find and compare multiple healthcare coverage options across various insurance carriers. While agents represent specific insurance companies, independent brokers work with various insurance carriers, helping you find the most suitable coverage from a broad range of insurance plans. Enrolling in Medicare with the help of a broker gives you access to a broader range of choices, including Medicare supplement insurance, by exploring various insurance plans. Brokers can explain the nuances of different plans and help you make an informed decision based on your needs, including the enrollment period in the chosen health plan, highlighting their role in navigating insurance products.

Exploring Medicare Advantage Plans with an Agent

Medicare Advantage plans offer an alternative to original Medicare, providing additional benefits such as prescription drug coverage, thereby enriching the insurance products available to Medicare beneficiaries. Before enrolling in a Medicare Advantage plan, it's essential to weigh the pros and cons specific to your situation, with a sales agent or broker guiding you through the decision. Medicare agents are compensated for their services through commissions from insurance companies, ensuring you can benefit from their expertise without extra costs, as agents may get paid directly by insurers. Your agent can guide you in finding the best Medicare Advantage plan that suits your healthcare needs.

Features Image
Features Image

Navigating Medigap Insurance with a Licensed Insurance Agent

Medigap, or Medicare Supplement Insurance, helps cover costs that original Medicare doesn't, benefitting Medicare beneficiaries by expanding their insurance plans to fill coverage gaps. Understanding the coverage options available with Medigap is critical to making an informed decision, and a licensed sales agent can help clarify these choices among the wide array of Medicare plan options. A Medicare specialist can outline the reasons to consider a Medigap plan and explain how it differs from other Medicare plans, enabling you to work with an agent effectively. With their expertise, a licensed Medicare sales agent can help you, especially if you're new to Medicare, choose a plan that effectively fills the gaps in your healthcare coverage for Medicare beneficiaries.

Benefits of Working with an Independent Medicare Insurance Advisor

Opting for an independent Medicare insurance advisor gives you access to unbiased advice and support, making them a significant resource for enrollment advice in Medicare plans. Independent advisors, not tied to specific insurance companies, allow them to recommend the best Medicare coverage based solely on your needs, acting as the ideal insurance broker for your health plan selection. They can help you compare different plans and find the one that offers the most value, especially during the enrollment period for Medicare beneficiaries. When choosing between insurance companies and Medicare advisors, the personalized service provided by an independent advisor stands out, especially for Medicare beneficiaries navigating insurance plans and Medicare plan options.

Features Image

Start Comparing Plans Today!

Fill out the form below to discover your eligibility and explore your options for Medicare Parts A, B, C, and D.

Compare Health Insurance Rates:


7800 University Pointe Drive
Fort Myers, Florida 33907

Harly Sushil: (239) 201-4289

Harly Sushil SMS: (239) 265-8713

Harly@insurancehelps.com

Contact us now
BES Logo

7800 University Pointe Drive
Fort Myers, Florida 33907

Harly Sushil: (239) 201-4289

Harly Sushil SMS: (239) 265-8713

Harly@insurancehelps.com


We do not offer every plan available in your area. To get information on all of your options, please visit Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP). Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Harly Sushil is a licensed and certified representative of Medicare Advantage [HMO, PPO, and PFFS] organizations [and stand-alone prescription drug plans]. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. Medicare Advantage organizations and/or Medicare Part D plan sponsors comply with applicable Federal civil rights laws and do not discriminate based on race, color, national origin, age, disability, or sex. Out-of-network/non-contacted providers are not obligated to treat Plan/Part D Sponsor members except in emergencies. Please call the Plan's customer service number or see your Evidence of Coverage for more information, including cost-sharing that applies to out-of-network services. Certain Plan/Part D Sponsors pharmacy networks may include limited lower-cost, preferred pharmacies in some areas. The lower costs advertised for these pharmacies may not be available at your pharmacy. For up-to-date information about network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call the Plan's customer service number or consult the Plan's online pharmacy directory. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or are in your Medicare Initial Enrollment Period. The standard Part B premium for 2024 is $174.70. Monthly savings vary, may be subject to processing delays, and may not be immediate. They are not available with all plans. Availability varies by carrier and location.

© 2024 Insurance Helps LLC. All rights reserved.